The analyst house,  Gartner has released a list of mobile applications that it predicts will be most popular in 2012.  The list is based on their impact on consumers and industry players, considering revenue, loyalty, business model, consumer value and estimated market penetration.

The top 10 consumer mobile apps in 2012 will include:

1. Money Transfer – e.g. iMobile
2. Location-Based Services – e.g. Loopt
3. Mobile Search – e.g. Taptu
4. Mobile Browsing – e.g. Firefox Mobile
5. Mobile Health Monitoring – e.g. Main Street Medica
6. Mobile Payment- i.e. Charge Anywhere
7. Near Field Communication Services – e.g.  iCarte
8. Mobile Advertising – e.g. AdMob
9. Mobile Instant Messaging – e.g. Fring
10. Mobile Music – e.g. Spotify